People throughout Aberdeenshire worried about debt urged to seek free support and advice

If you are struggling with problem debt and worried about how best to deal with it, you’re not alone.

By Dawn Renton
Tuesday, 15th February 2022, 4:46 pm
A new Scottish Government campaign is encouraging peopleto get the help they need and are entitled to.
A new Scottish Government campaign is encouraging peopleto get the help they need and are entitled to.

That’s the message from a new Scottish Government campaign, encouraging people in Aberdeenshire to get the help they need and are entitled to get their finances back on track.

Anyone can run into debt problems, and it can quickly spiral to unaffordable costs. But there is a wide range of trusted organisations, free support and advice available to help Aberdeenshire locals take control of their debt and ease their money worries.

A new website, moneysupport.scot, from the Scottish Government includes information and links to free and impartial debt advice to help people take control and live a healthier financial life. There’s also information on other financial matters such as affordable credit options and eligibility for benefits.

There is support and advice available for people who need it.

Sharon Bell, Head of StepChange, said: “With many Scots worried about money and debt problems, it’s important that people don’t fear seeking support before they reach financial crisis.

“By getting in touch with us, it’s a small and vital first step to getting your finances back on track and dealing with your worries. We can help people access and utilise the resources they are entitled to and will be there to support for as long as they need.

“StepChange is proud to partner with the Scottish Government on this campaign to raise awareness of the free support and advice available. Our skilled team of debt experts will help people achieve long-term financial control.”

Debt advice top tips

Don’t ignore problem debt – By facing up to the facts, you can get the support you need and take back control of your finances. Go to moneysupport.scot for help.Seek advice – The sooner you ask for help, the sooner you can work towards tackling your debt and easing your money worries. Free and impartial advice is available from a range of trusted sources.Talk to a money adviser – By calling StepChange, you’ll be put straight through to an expert money advisor, who can provide free debt advice tailored specifically to your needs and they will be there for as long as you need them.Work out budget – Creating a budget detailing your income and what you spend each month, let’s you clearly track your finances. Recognise your priority debts – Understanding your ‘priority debts’ including rent can stop you facing serious consequences.Consider the best options to pay back your debt – Various schemes can assist you in paying back your debt with step-by-step assistance available from StepChange and National Debtline.Consider temporary solutions – If your circumstances change such as losing your job, temporary solutions are in place to help manage your debt in the short term.